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Pay Later with Affirm

What you see is what you pay.

Found that perfect piece for your home, but would prefer to split payment over a time frame that suits you? Good news: there's a new way to shop with Affirm. When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.

How does it work?

Shop my range of beautiful, original art to find that perfect piece and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.  Choose how to pay by selecting the payment schedule that works for you, then confirm your loan. Make payments easily using the Affirm app or website. Affirm will send you email and text reminders so you never miss a payment.

Why Affirm?

Affirm is transparent: they tell you up front the total amount you’ll pay and that number will never go up. Affirm is flexible: you choose the payment schedule that works for you. Affirm is fair: you will never be charged late fees, penalties, or hidden interest, ever.

 

Frequently Asked Questions

Will Affirm affect my credits score?

Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

 

Do I have to pay anything up front?

No. You can expect your first monthly payment to be due about one month after Affirm processes your purchase. Each following payment will be due a month later on the same day of the month. Affirm will remind you 3 days before your due date so you don't forget.

 

Do I have to pay interest or fees?

Affirm don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Affirm charges simple interest, not compound. This means you only pay interest based on the cost of your purchase. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

 

How long do I have to pay off my loan?

Affirm loans usually last 3, 6, or 12 months, and you get to pick from these options when you apply.

 

Can I pay off my Affirm loan early?

Yes. You won’t get dinged with any fees or penalties if you pay early. And if you pay off your purchase before the final payment is due, you’ll save on any interest that hasn’t accrued yet.

 

Is the cost of shipping included in the price that I pay?

Yes. Affirm covers the total cost of your purchase, including shipping and taxes.

 

Can I apply a discount to my purchase?

Yes. Just be sure to add any discount code that you may have to your basket before you check out with Affirm.

 

Got any more questions?

Feel free to contact me if you have any further queries or concerns.